About us
An independent agency built on conversations, not call queues.
CT Financial Services has been brokering insurance for families and small businesses since 2017. We started in the tri-state area and now hold licenses in 11+ states, with appointments at 35+ A-rated carriers. Every client gets a real human as their point of contact.
Meet AJ.
Amarjit Singh, Founder & President
AJ founded CT Financial Services in 2017 on a single principle. Clients should talk to a person, not a portal. Every policy he writes starts with a conversation about what you actually need to protect: your business, your home, your retirement, your family.
With 20+ years brokering across personal, commercial, life, and retirement lines, plus an RICP designation from The American College, AJ builds coverage strategies that clients keep for decades.
“The job is simple. Listen, shop honestly, and pick up the phone when something goes wrong. Everything else is paperwork.”
MBA, Marketing. Delhi University
Retirement Income Certified Professional (RICP). The American College
Registered Agent. MassMutual
The team
A small team, on purpose.
We speak English, Hindi, Punjabi, Gujarati, and Spanish across the team, so most clients can have the conversation in whichever language is easiest for them.
Get a quote that takes minutes,
not days.
Tell us a bit about what you need to insure. We’ll come back with a real recommendation. No junk mail. No auto-dialer. No commitment.